Interim final rule reciprocal deposits
FDIC Reciprocal Deposit Rule
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The FDIC Board of Directors adopted an interim final rule amending reciprocal deposit regulations under the 21st Century ROAD to Housing Act.
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Source quotes (5)
Adoption Date — “On August 27, 2026, the Federal Deposit Insurance Corporation”
Applicability — “apply to all FDIC-insured financial institutions”
Maximum Reciprocal Deposits General Cap — “up to a maximum of $30 billion”
Agent Institution Definition — “include 3-rated, well capitalized institutions”
Public Comment Period — “due 30 days after the date of publication”
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- ▸Applies to all FDIC-insured financial institutions.
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